Everyday care benefits at one flat monthly cost.
24/7 telemedicine, First Health PPO access for office visits and urgent care, and a care coordinator. We show you exactly what it does and doesn't cover, and check your Marketplace options too, at no cost to you, ever.
Prefer to talk? Call (352) 706-8081 or book a time
Which one sounds like you?
The Protector Plan may fit if you…
- Mostly need everyday care: telemedicine, office visits and urgent care
- Want one flat monthly cost with set benefits
- Understand it's a limited-benefit plan, not major medical insurance
- Have compared it with your Marketplace options and tax credit first
A Marketplace (ACA) plan may fit if you…
- Have a health condition, take regular prescriptions or expect ongoing care
- Want protection for hospital stays and serious illness
- May qualify for a tax credit that lowers your monthly cost
- Want coverage that can't turn you down for pre-existing conditions
These are very different kinds of coverage. We check your Marketplace tax credit first, then compare both with you.
Simple pricing, 24/7 virtual care and a care coordinator
From Cornerstone Care Management's member materials. We go through the full plan documents with you before you enroll.
One flat monthly cost
- You
- $225 / month
- Spouse
- $150 / month
- Each child
- $80 / month
Four-month minimum enrollment. Ask us for your exact quote.
First Health PPO & Healthee app
See providers on the First Health PPO list, with office visits repriced to PPO rates. 24/7 telemedicine and teletherapy with no per-visit cost. No referrals.
Urgent care & a care coordinator
Eligible urgent care visits at First Health PPO centers have a flat per-visit cost. A care coordinator helps with questions and balance bills. Includes a prescription discount program, which is not drug coverage.
Peace of mind if something serious happens. If you have a major medical event, like a heart attack or an accident that sends you to the ER, you can move to fully insured coverage that starts back on the first of that month. We contact your Care Coordinator for you and help with every step, and once your related care is complete, you can return to the Protector Plan. Moving to fully insured coverage has an additional monthly access fee based on age ($1,000 to $2,500 per adult, plus $500 per child), paid before the switch. Source: Cornerstone Care Management member materials.
Why people call us
“Jade was a godsend for us. Instead of forcing everyone into one plan, she thoughtfully structured our coverage based on our actual healthcare usage and budget… That kind of personalized problem-solving is truly rare.”
- We check your Marketplace options and tax credit first
- We read the plan documents with you, including the limits
- If it isn't a good fit for you, we'll tell you
The Protector Plan, plus Marketplace companies we compare
Questions people ask first
Is the Protector Plan health insurance?
It's a limited-benefit plan, not major medical insurance and not a Marketplace (ACA) plan. Benefits have set dollar limits, and it doesn't have to follow ACA rules such as guaranteed issue and essential health benefits. That's why we compare it with your Marketplace options first.
Can I use my own doctor?
You can see providers on the First Health PPO list. We'll look up your doctors with you before you enroll.
What does it cost to work with you?
Nothing. There's no cost for our help and no pressure to enroll. We're paid by the company whose plan you choose.
Let's review your options
About a minute. No cost and no obligation.
Prefer to talk now? Call (352) 706-8081 or book a time.
Not ready to talk? Read our Coverage Decision Guide.