Keep any doctor who takes Medicare, with more predictable costs.
A Medicare Supplement helps pay what Original Medicare doesn't. Plan benefits are set by federal law, so we compare prices from several companies for you, at no cost to you, ever.
Prefer to talk? Call (352) 706-8081 or book a time
Which one sounds like you?
A Medicare Supplement may fit if you…
- Want to see any doctor in the U.S. who accepts Medicare
- Travel often or split the year between two states
- Prefer more predictable costs when you get care
- Don't mind adding a separate Part D plan for your prescriptions
Medicare Advantage may fit if you…
- Get most of your care close to home and are OK using a plan network (HMO or PPO)
- Like having hospital, doctor and drug coverage in one plan
- Want a yearly limit on what you pay out of pocket
- Would like extras such as dental, vision or hearing (these vary by plan, and not all plans include them)
Both are good options. The right one depends on your doctors, your health and your budget, and that's what we help you sort out.
The three plans most people compare
Same letter, same benefits at every company. Only the price and service differ.
Plan G
After the yearly Part B deductible, pays your share of Medicare-approved costs.
- Part B deductible
- $283 (2026)
- After the deductible
- $0
- Excess charges
- Covered
Plan N
Much like Plan G, but with small copays at some visits. Often a lower monthly price.
- Office visits
- Up to $20
- ER, not admitted
- Up to $50
- Excess charges
- Not covered
High-Deductible G
Plan G benefits after a yearly deductible. Usually the lowest monthly price.
- Yearly deductible
- $2,950 (2026)
- After the deductible
- $0
- Offered by
- Some companies
Timing matters: your 6-month Medigap Open Enrollment Period starts the month you're 65 or older and enrolled in Part B. During it, companies can't turn you down or charge more because of your health. After it, they usually can. Supplements don't cover prescriptions, so most people add a Part D plan. Plan F is only for people eligible for Medicare before 2020. Official 2027 amounts are usually announced in November.
Why people call us
“Turning 65 brings an overwhelming flood of Medicare mail, calls, and conflicting advice. I had no idea whether I needed a Medicare Supplement or a Medicare Advantage plan… Brandon walked me through Original Medicare step-by-step. He took the time to review every single one of my prescription medications, verified all my preferred doctors and specialists, and laid out both paths with total transparency. There was zero sales pressure—just genuine education, honest guidance…”
- We work for you, not one insurance company
- You reach Brandon, Jade or our Mayfield & Associates support team, never a call center
- If your current plan still fits, we'll tell you
A few of the Medicare Supplement companies we compare
Questions people ask first
Do I still pay my Part B premium?
Yes. You pay your Part B premium plus your Supplement premium. The 2026 standard Part B premium is $202.90 a month. For 2027, the Medicare Trustees project about $209.50 a month; Medicare usually announces the official amount in November.
Can I switch Supplements later?
Often, but outside your Medigap Open Enrollment Period most companies can ask health questions and may say no or charge more. Some situations give you a guaranteed right to buy, and state rules vary. We check yours before you change anything.
What does it cost to work with you?
Nothing. There's no cost for our help and no obligation to switch. We're paid by the insurance company you choose, and plan prices are set by the insurance company, not by us.
Let's compare your prices
About a minute. No cost and no obligation.
Prefer to talk now? Call (352) 706-8081 or book a time.
Turning 65? Start with our free Medicare guide.